Jose Varela

Loan Officer @Nvr Mortgage Finance

Beltsville, MD, US

Experience in virtually all facets of the mortgage lending process from initiation to closing• Prequalified and consulted prospective buyers, reviewed financing options, and assisted in repairing credit-challenged purchasers as needed• Create analytical and technical tools for sales teams to assist in financial calculations and QA oversight• Originate and maintain a clientele pipeline of 100 or more customers, and up to 170 loans per year• Conduct workshops to educate sales and marketing teams on industry trends and new product offerings• Process and verify financial statements including credit analysis to ensure creditworthiness and borrower capacity for repayment• Exceeded all employee performance metrics by up to 10% including customer service rating, capture rate, volume and sale-to-application efficiency target • Knowledgeable and proficient in various loan programs including VA, FHA, and conventional financing.• Maintaine regular contact with all borrowers, brokers, internal mortgage branch personnel, and homebuilding partners to mitigate issues, share loan status, and build relationships• Manage processors and closers to ensure customers and employees met legal deadlines and criteria

University of Maryland

Bachelor of Arts (B.A.), Economics