Jonathan Hibma

Managing Director @Effi Finance

Los Angeles, CA, US

EFFI Finance provides Equipment Finance for large companies in the US.At EFFI Finance, we handle the straight-forward and the complicated. We dive in with your team to figure out what’s best for your balance sheet and operations—then execute. We prefer high-fives and (occasional) hugs over cold, transactional handoffs.We finance mission-critical assets that keep companies moving- Cranes & lifting gear, concrete pumps, heavy construction & mining fleets- CNC/production lines and advanced manufacturing equipment- Trucking & logistics (tractors, trailers, specialty transport)- Private & business aircraftOur capital platform spans $500K single-asset leases to $50MM+ annual CapEx programs, backed by institutional debt and equity. We structure cash-out, refinance, and new/used acquisitions, including tax-efficient leases, across a range of credit profiles.What clients get: Unlock cash from existing equipment Refinance smarter to lower the all-in cost of capital Scale capacity fast without giving up equity Reduce downtime with vendor coordination, fast credit, and clean docsWe own the complexity—UCCs, liens, titles, sale-leasebacks, multi-asset schedules—so you don’t have to.With 20+ years across client relations, credit, and documentation, I connect operators, vendors, and capital to close deals that drive efficiency, growth, and long-term enterprise value. If you’re weighing equipment purchases or liquidity options, DM me—happy to share playbooks and examples.

UC San Diego

Bachelor of Science (B.S.), Biochemistry and Molecular Biology

UC San Diego

Bachelor of Arts (B.A.), Economics