Jon Holste

Senior Director Real Estate and Consumer Lending @Curinos

Dallas County, IA, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2021 — Present

Senior Director Real Estate and Consumer Lending @Curinos

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Serve as primary subject matter expert in development and advancement of real estate and consumer lending solutions for this industry leading provider of data, technologies, and insights that enable financial institutions to make better and more profitable, data-driven decisions. Leverage practitioner and industry experience to partner with C-suite lending executives to advise on pricing / risk disciplines and how to leverage competitive pricing / benchmarking to inform decision-making.

EDUCATION

N/A

University of Wisconsin-Eau Claire

Bachelor of Business Administration - BBA

N/A

The University of Iowa Tippie College of Business

Master of Business Administration - MBA

SKILLS

Project PlanningMortgage BankingBusiness StrategyBudgetsFinancePricingFinancial AnalysisPortfolio ManagementCompetitive AnalysisFinancial PlanningMortgage LendingLoansVariance AnalysisCreditFinancial ModelingForecastingProcess ImprovementP&L ManagementLeadershipAnalysisBankingRisk ManagementLoan OriginationStrategyCredit AnalysisStrategic Financial PlanningTeam BuildingManagement

ABOUT JON HOLSTE

As a leader in the finance field, I create a culture rooted in learning, accountability, and results while providing leadership and guidance that leads to success. With a proven history of building relationships with business executives and taking initiative to learn what makes the business tick, I improve structure, disciplines, and processes that maximize growth while minimizing exposure. I combine my relationship skills and technical expertise with experience to deliver optimal outcomes and create the future of the industry. I’ve served as a partner to executive management throughout my career, providing transformative solutions to unique challenges. In 2021, I was recruited to join Curinos, a leader in data and analytics solutions that enables financial institutions to make more effective pricing, risk, and marketing decisions. As Director of Real Estate and Consumer Lending, I am primarily responsible for advancing the company’s solutions and penetration into this niche market. I draw on my extensive industry experience to guide me, and I serve as an internal subject matter expert [SME]. Some of the key highlights of my career include the following accomplishments: • Collaborating with 42 of the top 50 lending institutions to enable positive impact to share, margin, risk, and operational execution at Curinos.• Delivering millions of dollars in cost savings to Wells Fargo by creating and implementing financial reporting, simplifying the portfolio, increasing digitization, and offshoring.• Built and defined pricing committee and associated strategy which included governance structure, reporting and analytics aligned to 5 points of pricing resulting in millions of dollars of incremental revenue.• Spearheaded efforts associated with industry changes related to pricing and revenue management, including the development of yourFirst Mortgage program designed to help home buyers purchase homes with low down payments and no minimum borrower contribution; assisted customers.• Championed efforts to simplify pricing structure, including fees and local level pricing levers, that reduced risk, simplified processes, and increased revenue.If you would like to start a conversation about how working together could be mutually beneficial, contact me at j•••••••@yahoo.com.Core Competencies:Financial Modeling | Pricing and Revenue Management | Budgeting and P&L Management |Operating Improvements | KPI Development | Financial Forecasting & Analysis | Portfolio Management | Business Strategy | Team Leadership & Development

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