Johnson Joseph

About Johnson Joseph

Senior Fraud & Risk Analyst with 8+ years of experience in transaction fraud strategy, real-time fraud monitoring, and payments risk within financial services and fintech environments.I specialize in:*Transaction fraud pattern recognition (CNP, lost/stolen, friendly fraud)* Fraud rule design & tuning (velocity, threshold checks, decision trees)* Fraud KPI optimization (FPR, TPR, decline impact analysis)* Chargeback analytics and fraud taxonomy* Real-time monitoring platforms and ECM strategy* SQL, data analysis, stakeholder coordination

Experience

1. Partner Onboarding Manager

   Tazapay

   Aug 2025 — Present · New Delhi, IN

   Managed end-to-end onboarding of banking and payment partners within a fast-paced global payments environment. Collaborated with internal and external stakeholders to ensure seamless integration and compliance with regulatory and risk requirements.Key Responsibilities:* Led and coordinated the full partner onboarding lifecycle with banks, financial institutions, alternative payment methods (APMs), and acquirers, ensuring timely and accurate activation of partnerships.*Worked closely with compliance and risk teams to adhere to regulatory standards, including Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Fraud Due Diligence (FDD), AML/CFT frameworks, and sanctions screening*Identified and mitigated compliance and operational risks during partner onboarding and execution.*Built strong cross-functional relationships with Product, Tech, Operations, and Legal teams to streamline onboarding processes and documentation*Maintained onboarding documentation, checklists, and trackers to ensure operational accuracy and audit readiness.*Drove continuous improvement initiatives to enhance partner experience and reduce onboarding cycle times

Education

• Rosary Sr.Sec.School

  Business/Commerce, General

  2009 — 2011

• ACAMS

  CAMS, Certified Anti Money Laundering Specialist

  2017 — 2017

• Guru Gobind Singh Indraprastha University

  Bachelor of Business Administration, Banking&Insurance

  2011 — 2014

Skills

• Public Speaking
• C++
• Microsoft Office
• Market Research
• Business Strategy
• Microsoft Excel
• Powerpoint
• Teamwork
• Team Management
• Html
• C
• Microsoft Word
• Financial Analysis
• Java