Johnny Gilbert

About Johnny Gilbert

Insurance Executive | Board Director | Actuarial, Risk & Data LeaderExperienced P&C executive with 18 years of leadership and 9 years in senior executive roles overseeing actuarial strategy, enterprise risk, reinsurance, data analytics, data engineering, and generative AI initiatives. Lead high-performing technical teams and drive organizational transformation through advanced analytics, risk governance, and cross-enterprise collaboration.Expertise includes reserving, pricing, capital modeling, predictive modeling, loss trend analysis, reinsurance strategy and negotiation, enterprise risk management, and strengthening the financial rating process with A.M. Best (including BCAR analysis). I built the company’s data analytics function, launched an enterprise data warehouse, integrated predictive modeling into rating, claims, new business, and retention initiatives, and promote data literacy and data-driven decision-making across the organization. I guide enterprise efforts in responsible adoption of generative AI.Board service includes roles as Trustee of The Actuarial Foundation and Director of AMHIC, with committee leadership experience in risk, finance, pricing, and marketing.I am open to corporate board opportunities seeking expertise in actuarial leadership, enterprise risk, strategy, data governance, and financial oversight.

Experience

1. Vice President & Chief Actuary and Chief Risk Officer

   United Educators

   Mar 2010 — Present · Washington, DC, US

   Prior Positions: Associate Vice President & Actuary; Actuary; Actuarial AssociateLead reinsurance strategy and negotiation across multiple treaties and structures, managing relationships with more than a dozen reinsurers, supporting alignment with financial objectives, capital needs, and enterprise risk profile.Oversee actuarial, data analytics, and data engineering functions. Lead a high-performing team of actuaries, data scientists, and data engineers with strong engagement and low turnover. Built the company’s data analytics capability and transformed data strategy by introducing predictive modeling for rating; launching an enterprise data warehouse for real-time decision-making; and integrating predictive modeling into claims handling, new business acquisition, and member retention initiatives. Drive data literacy and support a culture of data-informed decision-making across the organization.Co-lead generative AI efforts, including identifying use cases and guiding responsible implementation.Lead enterprise risk management, including capital stress testing through stochastic modeling. Collaborate with the CFO on maintaining the organization’s A.M. Best financial rating, including BCAR analysis and presentations to analysts. Propose and lead Executive Team and Board discussions on risk tolerance levels and overall risk posture. Drive risk ownership throughout the organization with business unit risk registries and management discussions.Oversee reserving, reporting, pricing, and loss trend monitoring. Lead discussions with the external consulting actuary supporting the annual reserve opinion. Forecast loss trends and premium adequacy to recommend rate change goals. Present complex actuarial and risk concepts to the Board, Executive Team, staff, and external stakeholders.Partner across departments to set strategic direction and serve as advisor on data-related initiatives. Support enterprise alignment among analytics, AI, risk insights, and strategy.

Education

• The University of North Carolina at Chapel Hill

  Bachelor of Arts, Mathematics

  2002 — 2006

• American University - Kogod School of Business

  Master of Business Administration - MBA, Business Administration and Management, General

  2018 — 2019