John Frels

About John Frels

I love Houston, and I truly enjoy finding ways to help people make Houston…

Experience

1. Mortgage Guru

   John Frels - Mortgage Guru

   Apr 2015 — Present · Houston, TX, US

   We’re not your Grandfather’s Mortgage Company…Forget what you think you know.No Good-Old-Boy “Suits” from the Big Banks with confusing lingo and Salesmen attitudes here!We’re all just like YOU. We’re fun, friendly and down to earth…We have bought homes ourselves and know that the home buying process should be exciting, fun and as simple as possible…and have thusly made this our mantra.We offer the unparalleled personal service you need to help in all of your mortgage endeavors with great rates with generally no fees!Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and an enjoyable process.Our MissionPreserve the Dream of Home OwnershipOur Values:Put People First.Commit to Excellence.Create Innovative Change.Work with Passion.Always do the Right Thing.GOLD STAR FINANCIAL is an Equal Housing Opportunity lender. Complaint Notice PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT

Education

• James E. Taylor High School

  High School/Secondary Diplomas and Certificates

  1979 — 1983

• The University of Texas at Austin

  BBA, Finance

  1983 — 1988

Skills

• Residential Homes
• Short Sales
• Relocation
• Home Equity Lines of Credit
• Mortgage Banking
• Real Estate Financing
• Construction Loans
• Investments
• Reverse Mortgages
• Loan Servicing
• Real Estate
• Commercial Lending
• Mortgage Lending
• Referrals
• First Time Home Buyers
• Loans
• Commercial Real Estate
• Selling
• Reo
• Fha Financing
• Credit Analysis
• Finance
• Condos
• Financial Structuring
• Mortgage Underwriting
• Real Property
• Single Family Homes
• Non-Conforming
• Real Estate Transactions
• Loan Origination
• Certified Mortgage Planning
• Residential Mortgages
• Mortgage Servicing
• Sellers
• Refinance
• Commercial Mortgages
• Fha
• Investment Properties
• Va Loans
• Usda