John Alex Yepes

About John Alex Yepes

Audit Manager in Credit Risk (FRM) with 10+ years of experience across the US, Canada, and LATAM, focused on CECL, credit risk models, governance, and audit-ready analytics within highly regulated financial institutions. I combine deep regulatory judgment with hands-on analytics and data capabilities, including Python, SQL, Power BI, and advanced statistical and machine learning techniques.Selected career highlights include:$1M Provision Adjustment: Led validation of PD/LGD scorecards and provisioning models for a $525M portfolio at PwC, correcting $1M in under-provisioning under US GAAP, COLGAAP, and IFRS, while reducing documentation and analysis time by 30%.$400K Control-Variance Dashboard: Developed a Power BI dashboard at BNP Paribas that identified $400K+ in reconciliation discrepancies, enabling faster remediation and stronger financial controls.Mortgage Underwriting Overhaul: Streamlined TD Bank’s mortgage approval process by implementing risk-checklists and escalation protocols, improving decision accuracy and reducing manual exceptions.Advanced ML & DL Projects: Designed, cleaned, and trained machine learning and deep learning models on large datasets, applying rigorous feature engineering and validation techniques.Sector-Based Provisioning: Identified under-provisioned exposures by economic sector and proposed adjusted provision levels aligned with collateral quality and guarantee structures.What’s next?I’m looking to continue contributing in credit risk, model risk, governance, or audit leadership roles, where disciplined analysis, strong controls, and sound risk judgment matter.Open to remote or hybrid opportunities across the US, Canada, and LATAM. Colombian–Canadian citizen and US Green Card holder.

Experience

1. Audit Manager i - Frm - Credit Risk

   TD

   Jan 2026 — Present · New York, NY, US

Education

• Universidad Nacional de Colombia

  Graduate Degree, Statistics

• Universidad de Antioquia

  Bachelor of Business Administration - BBA, Business/Commerce, General

• Mississippi State University

  Master of Science - MS, Industrial Engineering (Data Analytics Concentration)

• Universidad de Medellín

  Diploma in Effective Credit, Portfolio and Collection Management, Finance, Management

  2012 — 2012

• Cultural Connections Institute - The Learning Exchange

  Advanced English, Languages

  2018 — 2018