John Krenitsky

John Krenitsky

Chief Compliance Officer | Chief Anti-Money Laundering & Global Sanctions Officer | Chief Ethics and Anti-Bribery - Corruption Officer | Risk Management Executive | General Counsel | Board Member

Role
Chief Compliance Officer at Apple Bank
Location
New York, NY, US
LinkedIn followers
500 followers

About John Krenitsky

Insightful, passionate, executive that drives enterprise-wide frameworks to achieve operational and financial goals and satisfy supervisory expectations in: Risk | Legal and Regulatory Compliance | Anti-Money Laundering and Sanctions | Financial Crime Risk Management | Operational Risk | and EthicsAdmitted to practice law in New York with over 10 years of experience in litigation as external and internal counsel and more than 10 years of experience developing and leading enterprise-wide frameworks in fast-paced, highly regulated environments that enable successful business strategies and culture for growth-oriented financial institutions of all sizes. Collaborates with Global Financial regulators including:Federal Reserve Board (FRB)| Office of the Comptroller of the Currency (OCC)| Federal Deposit Insurance Corporation (FDIC)| Bureau of Consumer Financial Protection (CFPB)| Federal Housing Finance Agency (FHFA)| Securities and Exchange Commission (SEC)| Financial Industry Regulatory Authority (FINRA), Financial Crimes Enforcement Network (FinCEN), Office of Foreign Assets Control (OFAC)| NY Department of Financial Services (DFS)| CA Department of Financial Protection and Innovation (DFPI)| Office of the Superintendent of Financial Institutions of Canada (OSFI)| Financial Transactions and Reports Analysis Centre of Canada (FinTrac)| Financial Consumer Agency of Canada (FCAC)Skills:Risk & Compliance Strategy | General Counsel | Enterprise-wide Ethics Frameworks | Anti-Money Laundering | Financial Crime Risk Management Banking & Financial Services | Capital Markets and Securitization | Broker-Dealer & Investment Advisor Compliance | Technology implementations | Leveraging data science and artificial intelligence | Organizational Leadership | Negotiation | Relationship Building | Litigation Management | Debtors & Creditors Rights | Corporate GovernanceAccomplishments:• Spearheaded enterprise-wide efforts to avoid and rescue organizations from Regulatory Consent Orders involving Anti-Money Laundering, Consumer Protection, and Fair Lending.• Oversaw organizational efforts to simplify, reduce costs, and mitigate risk through effective Legal, Compliance, and Ethics programs efficiently coordinated with Enterprise Risk Management and Internal Audit programs that drive risk-aware, law-abiding, and ethical corporate cultures.• Headed corporate merger and acquisition due diligence efforts and successfully managed litigation results and costs within business to meet outcome and financial targets.

Experience

  1. Chief Compliance Officer

    Apple Bank

    Aug 2025 — Present · New York, NY, US

    Lead team of compliance professionals to ensure that the bank holding company and bank have a compliance management system in place (including governance, policies & procedures, controls, training, monitoring and testing) that is designed, appropriate for the institution\'s size and complexity, to operate in compliance with all applicable laws and regulations.

Education

  • University at Buffalo School of Law

    Doctor of Law - JD, Law

  • Hamilton College

    Bachelor of Arts - BA, Public Policy and Music

    1984 — 1988

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John Krenitsky — Chief Compliance Officer at Apple Bank in New York, NY, US | Unifers