John Johnson

About John Johnson

I have been involved in the supervision and regulation of banks and savings institutions for over 19 years. I joined the Ohio Division of Financial Institutions (the Division) as an examiner trainee in 2006, after a short stint with an accounting firm in Columbus, Ohio. With the Division, I became a senior examiner and oversaw many examinations during the 20••••11 financial crisis. In 2017, I was promoted to the position of Case Manager with the Division where I provided the final review on examination reports and performed offsite financial monitoring for a portfolio of more than 55 institutions. In 2022, I moved into the role of Trust Supervisor where I oversaw a team of examiners, along with a portfolio of five non-depository trust companies and 12 in-bank trust departments. Most recently, I was promoted to the position of Chief Examiner for Banks where I am primarily responsible for all examination activities (safety & soundness, IT, and trust) for all 103 state chartered banks, savings institutions, and non-depository trust companies.In 2017, I graduated from the Graduate School of Banking at the University of Wisconsin where I finished in the top 5% of my class and simultaneously earned a Certificate of Executive Leadership from the University of Wisconsin. I obtained my Bachelor of Science in Business Administration with a specialization in Accounting from Bowling Green State University, Bowling Green, Ohio in August 2006.

Experience

1. Chief Examiner

   Ohio Department of Commerce

   Jan 2025 — Present · Columbus, OH, US

   Principally responsible for the oversight of all bank examination activities for state chartered banks, savings institutions, and trust companies in Ohio. Supervises a team of mid-level managers who oversee examination and specialty staff. Oversees and administers bank examination planning, scheduling, review, and final distribution of examination activities. Allocates personnel resources among field examination teams, oversees training, and provides direction on corporate activities and applications. Acts as a backup for the Deputy Superintendent for Banks.

Education

• Graduate School of Banking at the University of Wisconsin - Madison

  Certificate of Executive Leadership

  2015 — 2017

• Bowling Green State University

  Bachelor of Science in Business Administration (BSBA), Accounting

  2003 — 2006

Skills

• Finance
• Credit Analysis
• Accounting
• Portfolio Management
• State & Federal Laws
• Loans
• Data Analysis
• Policy
• Credit
• Auditing
• Economics
• Microsoft Word
• Commercial Banking
• Financial Analysis
• Internal Audit
• Regulatory Examinations
• Financial Risk
• Credit Risk
• Banking
• Risk Management
• Report Writing
• Loan Portfolio Analysis
• Commercial Lending
• Leadership
• Appraisal Analysis
• Microsoft Excel
• Loan Review
• Strategic Planning
• Commercial Real Estate Analysis