John-David Scarritt
Senior Vice President - Chief Credit Officer @Thomaston Savings Bank
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WORK HISTORY
Senior Vice President - Chief Credit Officer @Thomaston Savings Bank
Thomaston, CT, US
EDUCATION
ABA Stonier Graduate School of Banking
Banking and Financial Support Services
Hartwick College
Accounting
Central Connecticut State University
BS
University of New Orleans
Abroad Program
SKILLS
ABOUT JOHN-DAVID SCARRITT
Manage commercial relationships to deliver superior customer service and ensure borrowers meet the risk criteria of the Bank • Identify and provide creative lending solutions to clients • Develop new business from both existing and new clients • Devise and implement marketing initiatives and promotional events for commercial loan and deposit products • Manage delinquent loans and develop work-out strategies for troubled relationships • Experience in C&I, commercial real estate, letters of credit, lines of credit, SBA and demand • Participate in community events to position the bank as a leader within the community • Responsible for in depth financial review including trending analysis, debt review, and cash flow analysis • Responsible for analyzing credit information to determine commercial credit risk • Provide independent analysis and review of credits in support of safe and sound banking practices and in compliance with the Bank’s policies and procedures • Assist with review of selected loan and collateral documentation for adequacy; make recommendations on structuring/restructuring credits to reduce loss potential Specialties: Looking to expand banking relationships within Central Connecticut
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