Rish Johar
Risk Executive
- Role
- Director at USAA
- Location
- Dallas, TX, US
- LinkedIn followers
- 500 followers
About Rish Johar
Rish is an accomplished and results-driven banking executive with extensive experience in credit risk, enterprise risk, analytics, and strategic planning. He has a proven track record of managing complex risk portfolios, leading risk initiatives, and driving performance across large-scale risk management operations. Rish is highly skilled at leveraging data and analytics to solve business problems, optimize processes, and provide actionable insights that inform strategic decision-making. Known for his strong interpersonal skills and business judgment, he excels in stakeholder management, aligning risk frameworks with business goals, and ensuring regulatory compliance in fast-paced, dynamic environments.Rish has a demonstrated ability to build and lead high-performing teams, guiding them to execute on critical business and risk initiatives. He brings expertise in managing credit and enterprise risk, overseeing portfolio management, and executing strategic planning across diverse financial landscapes.Currently, he is leading the Stress Testing, Loss Forecasting & Credit Risk Analytics function for USAA. He studied Business Administration & Finance at University of Massachusetts and Business Analytics at Harvard University.
Experience
Director
Mar 2025 — Present · Dallas-Fort Worth, TX, US
Leading the Bank’s Stress Testing, Loss Forecasting & Analytics function, driving the institution’s analytical rigor and risk management capabilities.Model Owner for the Expected Credit Loss (ECL) model suite supporting stress testing and loss forecasting, ensuring that models remain conceptually sound, regulatory-compliant, and operationally effective.Overseeing the Model Monitoring function, providing oversight of model performance, governance, and continuous improvement.
Education
University of Massachusetts
Master of Business Administration - MBA, Finance
Saïd Business School, University of Oxford
Oxford Executive Leadership Programme
Harvard University
Master of Business Analytics, Business Analytics
Panjab University
Bachelor of Commerce (B.Com.), Economics and Finance
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