Joseph Cooper

WORK HISTORY

EDUCATION

ABOUT JOSEPH COOPER

For two decades, I’ve helped numerous professionals, business owners, families, and trustees make confident, well‑informed financial decisions that genuinely improve their lives.I founded Paladin Financial Planning to deliver clear, independent advice and long‑term partnership. Based in Cheltenham and working nationwide, we combine advanced cashflow modelling with evidence‑based investing to create resilient plans that stand up to real‑world scenarios, so you can plan with clarity, invest with discipline, and live with confidence.What I do:Retirement planning: Make work optional with a sustainable, tax‑efficient plan.Investment management: Globally diversified, evidence‑based portfolios with disciplined rebalancing.Tax planning: Optimise allowances and, where suitable, explore specialist tax products.Protection: Life, illness and income protection for you and your family.Estate and inheritance planning: Wills, Trusts and structures to pass on wealth efficiently.Business owners: Profit extraction, succession planning, and aligning business value to personal goals.Cashflow modelling: Scenario analysis, stress testing, and lifetime planning.Vulnerable and later‑life clients: Specialist support, including long‑term care advice.How I work:Pragmatic use of technology to enhance decision‑making and client experience.Clear communication and proactive, event‑driven advice.Long‑term relationships built on trust, responsiveness, and doing what’s right.Core belief: Good outcomes come from clarity, evidence, and discipline, not speculation.Let’s connect if you value a thoughtful, research‑driven approach to your finances and want a trusted partner for the long term.