Joe Carroll

About Joe Carroll

A seasoned senior banking leader experienced in bank operations, branch management, commercial and retail lending and cash management. Over the years, I have excelled individually in meeting goals and objectives as well as leading individuals and teams to accomplishing the right things.An effective line banking leader with a focus on team development. My objective has always been putting myself and my team mates in the place of the client in order to understand their needs, structuring products and services that deliver benefits and value. As a consultative advisor, there are times when meeting a client\'s needs goes beyond the product. At times, the real need is to be a good listener and use the benefit of experience to make them aware of best practices and/or help them make beneficial connections. As bankers we see numerous best practices exhibited by different clients that can be applied by others.

Experience

1. President, Commercial Banking-north Carolina

   Bank OZK

   Oct 2022 — Present

Education

• Lambuth College

  BBA, business administration/bank management

Skills

• Commercial Banking
• Refinance
• Investment Banking
• Financial Structuring
• Small Business Lending
• Strategic Planning
• Treasury Services
• Deposits
• Treasury Management
• Finance
• Internet Banking
• Construction Loans
• Financial Analysis
• Cash Management
• Banking Relationships
• Branch Banking
• Mortgage Lending
• Credit Analysis
• Credit
• Retail Banking
• Cross Selling
• Cash Flow
• Financial Services
• Commercial Mortgages
• Branch Management
• Credit Risk
• Credit Cards
• Financial Risk
• Lines of Credit
• Relationship Management
• Small Business
• Commercial Lending
• Leadership
• Mortgage Banking
• Consumer Lending
• Executive Management
• Banking
• Business Development
• Risk Management
• Wealth Management