Jonathan Smith

CFO @Hy10

Maidstone, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2023 — Present

CFO @Hy10

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London, GB

HY10 provides hyper-personal finances for global individuals. Unlimited multi-currency accounts, curated lifestyle perks, 24/7 personal support.CFO from inception, through tech build, successful FCA application and onward to launch and beyond. Leadership for financial planning, finance infrastructure, EMI safeguarding, management & statutory reporting, financial control.

EDUCATION

1989 — 1990

EM Normandie Business School

Certificat Supérieur en Gestion et Finances Européennes, Accounting, Finance, Economics, Management

1988 — 1991

Leeds Beckett University

BA (Hons) European Finance and Accounting, Accounting, Finance, Economics, Management, European Law

SKILLS

Consumer LendingClearing HousesFinanceInvestment BankingStrategyBankingRisk ManagementManagementFx OptionsBusiness TransformationTreasury ManagementDerivativesFinancial AnalysisPrivate EquityCapital MarketsFinancial ServicesStakeholder ManagementChange ManagementFinancial ModelingCorporate FinanceFinancial PlanningInternational TaxManagerial FinanceBusiness PlanningOutsourcingBusiness StrategyStrategic Financial PlanningBack OfficeLeadershipFinancial RiskConsultingInternal AuditGovernancePortfolio ManagementStart-UpsRetail BankingAccounting

ABOUT JONATHAN SMITH

Fractional CFO, interim CFO and CFO-as-a-Service for startups and growth businesses. SME, Family Businesses, Growth Businesses including working to exit / IPO. Pre-revenue - £300m T/O. Wide industry experience including Financial Services, Tech, FinTech, FX, Digital Assets, Web 3.0, Property, Asset Leasing, Hospitality, Education, IT services and beyond. I am a CIMA Member in Practice (MiP) & a Fellow Chartered Management Accountant (FCMA). Call me on 02•••••••51.Financial, tax and due diligence assignments including company set up / structuring, fundraising, business and financial planning, cloud-based accounting & tax compliance. Start-up, Technology, Business Planning, Financial Planning, Management, Transformation, Change Management, Tax Structures, Clearing, Exchanges, Regulatory Capital, Strategy, EMIR, Dodd-Frank, Cost, Professional Services, Investment Banking, Retail Banking, Finance Systems, FCA, Bank of England, BoE, Cryptocurrency, Custody, Digital Assets, PE, VCCareer SummaryMost recently, ten years in consultancy turbo-charging Finance for fast growth start-ups and scale-ups. Start-up finance support, including financial investor presentations, benefits storyboard, accounting & finance function set-up, finance systems implementation and corporate risk governance set-up.Prior to this, group-level OpCo / FinCo leadership for finance, including strategy, commercial development, operations, financial budgeting, planning and reporting & control. Experienced change management operator, bridging finance and change communities and delivering real value. Significant cost management / reduction experience in retail banking, financial services and technology environments, spanning front office operations, distribution channels, risk, technology and property areas. Corporate and commercial finance experience covering investment/divestment reviews, commercial pricing, business profitability, operational performance, treasury management. Development of corporate-level finance and operating governance mechanisms within closely scrutinised control environments. International business experience, with French to business standard.

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Jonathan Smith — CFO at Hy10 in Maidstone, GB | Unifers