Gerardo J. J. Ramirez

Head of Agency @Guardian Life

New Braunfels/San Antonio, TX, US

As head of agency at Guardian New Braunfels, my core areas of focus are:* Building a team of exceptional advisors.* Providing world-class training and development.* Delivering fee-based financial planning to clients with complex tax efficiency and business succession needs.* Helping my advisors and clients unlock their greatest potential.Registered Principal and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. PAS is a wholly owned subsidiary of Guardian. Park Avenue Securities is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Southwest Texas State University

Bachelor's of Business Administration- Major in Marketing