Jisu Behera

About Jisu Behera

Domain - Retail Banking, Credit Card, Credit risk,Fraud falcon prevention, Collection• A results-oriented and highly talented technical leader (Credit Risk, Fraud Analytics, Collection, Technical manager, Architect, SME ) with hands-on experience in building fraud, Credit risk and collection application.• Technology- Mainframe,SAS,Python, Machine Learning, AI, Generative AI

Experience

1. Vice President, Fraud Analytics

   AU SMALL FINANCE BANK

   Mar 2025 — Present

   Fraud analytics Application head -Responsible for delivery of fraud Application (Debit card, Credit card,Digital Banking): • Develop and lead the fraud risk management framework, policies, and procedures.• Ensure the effective implementation of fraud prevention, detection, and mitigation strategies across all business units.• Lead the team responsible for fraud risk identification, analysis, and prevention initiatives.• Monitor the effectiveness of fraud risk controls and adjust strategies as necessary to stay ahead of emerging threats.• Create, review, and continuously improve fraud risk management strategies in line with industry best practices and evolving threats.• Define risk tolerances and ensure proper risk control measures are in place.• Establish clear protocols for responding to fraud incidents and coordinate investigation efforts with relevant teams.Fraud Detection and Prevention:• Implement advanced fraud detection technologies and systems (e.g, data analytics, machine learning, AI).• Collaborate with IT and cybersecurity teams to prevent data breaches, financial fraud, and system exploitation.• Perform ongoing fraud risk assessments and audits to identify vulnerabilities in systems, processes, and controls.Interaction• Collaborate with cross-functional teams to align risk strategies.Incident Management and Response:• Lead fraud investigations in collaboration with internal and external parties, ensuring proper documentation and reporting.• Ensure compliance with relevant laws, regulations, and industry standards related to fraud prevention and detection.• Stay updated on regulatory changes and implement necessary adjustments to internal policies and procedures.Reporting and Analytics:• Provide regular updates and reports to senior management on fraud-related activities and emerging trends.• Analyze fraud risk data to inform decision-making and future strategy development.

Education

• Harvard Business School Online

  Business Analytics & Generative AI, Analytics

• Intellipaat School of Technology

  Master of Data science and Analytics, Data science

• Orissa Engineering college, Bhubaneswar

  Bachelor of Technology (BTech), Electrical and Electronics Engineering

  2003 — 2007

Skills

• Software Development Life Cycle (Sdlc)
• Business Process
• Triad
• Software Project Management
• Visionplus
• Solution Architecture
• Management
• Jcl
• Vsam
• Requirements Analysis
• Regression Testing
• Sql
• Quality Center
• Db2
• Testing
• Cics
• IT Strategy
• Business Analysis
• Requirements Gathering
• Hp Quality Center
• System Testing
• Project Management
• Cobol