Jinxiao Z.

About Jinxiao Z.

Ricky, a seasoned financial service professional with extensive experience across various asset classes, employs a data-driven approach to make well-thought-out strategic decisions for corporate business function transformation and operational improvement. With five years of hands-on operational experience within the capital market sector, Ricky has a deep understanding of the global corporate environment. This expertise makes them an ideal partner for the service oriented operations team, enabling them to effectively manage change management and transformation projects.Capital One adopts a collaborative approach to drive strategic initiatives in banking operations and financial compliance. As a Business Manager at the Enterprise Tech Analytic team, Ricky actively engages in real-life strategic and operational challenges to lead and manage transformation initiatives that enhance operational efficiency. They leverage a data-backed approach to unlock the full potential of Capital One’s banking services, contributing to the company’s mission of building banking for good.Over three years at McKinsey & Company, Ricky gained valuable experience in diagnosing service operations, redesigning operating models, and executing strategic plans across diverse industries, including finance, telecommunications, media, and the public sector. Their role focused on capability upskilling, community-focused initiatives, and leveraging advanced analytics to boost operational efficiency. Ricky played a crucial role in enabling organizations to achieve sustainable growth and operational agility.

Experience

1. Business Manager

   Capital One

   Apr 2025 — Present · Chicago, IL, US

Education

• Westminster University

  Study abroad, Economics

  2011 — 2011

• University of Illinois Urbana-Champaign

  Master's Degree, Finance, General

  2014 — 2015

• The University of Chicago Booth School of Business

  Master of Business Administration - MBA, Strategic Management; Finance; Business Analytics; Marketing Management

  2018 — 2021

• Nankai University

  Bachelor's Degree, Economics

  2008 — 2012

Skills

• Finance
• Dcf Valuation
• Microsoft Office
• Analytical Skills
• IT Audit
• Business Object
• Capital Iq
• Gmi
• Analysis
• Bloomberg Terminal
• Etd
• Microsoft Excel
• Powerpoint
• Internal Audit
• Corporate Finance
• Data Analysis
• Financial Modeling
• Mergers & Acquisitions
• Sox 404
• Financial Analysis
• Internal Controls
• Excel Models