Jim Veldheer

Wealth Management Advisor, Managing Director @Merrill Lynch

I am a Merrill Institutional Consultant, a member of a group comprised of highly experienced institutional consultants who focus on helping institutional clients meet the investment needs that their unique and complex structures require.*Global Institutional Consulting is part of the Global Wealth & Investment Management business of BofA Corp. Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as \"MLPF & S\" or \"Merrill\") and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients\' rights and Merrill\'s obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A, Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp, including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as \"MLPF & S\" or \"Merrill\"), a registered broker-dealer and investment adviser and Member SIPC.