Jim Markham Reverse Loan Originator

About Jim Markham Reverse Loan Originator

I am passionate about helping clients, referral partners or family members understand the options in accessing home equity based on individual circumstances. Other alternatives may be better for you that I will always mention based on our conversations. Whether you are just learning about #ReverseMortgages or you\'re ready to go. I\'m a trusted source and love what I do and look forward to helping you.REVERSE MORTGAGE AUTHORITY is a DBA of LAYTON FINANCIAL SERVICES CORP | NMLS 19••••••••69 | 135 W 900 N, Suite A, Springville, UT 84663. Equal Housing Lender.See my client reviews https://g.page/r/CfxNnoUMfYDREAEFHA Reverse Mortgages HECM Home Equity Conversion Mortgage, use for Refinance or PurchaseJumbo Reverse Mortgages (age 55 plus) to $4 Million HomeSafe Second - allows you to tap home equity with NO new monthly payment & NO change to your first mortgage. Loans from to $2 million. Age 55+ in CA, COMy client reviews https://g.page/r/CfxNnoUMfYDREAE 🤔Typical Reverse Mortgage borrower needs: Payoff existing mortgage and retire Cover current and future medical expenses Pay for in-home care Renovate your home instead of moving Diversify your overall retirement strategy 🤔Five uncommon, but excellent, reasons: Increase your buying power for purchasing a new home or condo Help grandchildren pay for college Assist adult children purchase a home or pay for emergencies Fund a retirement passion project or second career Travel, Cruise or RV, Boat or Airplane Purchase.Eligibility requirements apply. HECM Counseling is required. Subject to credit and income approval. J•••@RMA123.com61••••••33 direct mobile number, available after hours and weekends Pacific Standard Time

Experience

1. Reverse Loan Originator

   Reverse Mortgage Authority

   Apr 2026 — Present · San Diego, US

   A Reverse Mortgage, allows you to make the most of your home equityTop Reasons People Get Reverse Mortgages Having access to home equity to use money for any reason. To make sure spouse/partner is financially secure when either one dies. Full control of line of credit with flexible, optional or no mortgage payment.(you must pay your annual property taxes, insurance or any HOA dues) Age in place and stay in your home until you sell or die.Remodeling, home improvement, deferred maintenance. Medical expensesPurchase a new home or condoLow on savings, or you cannot or do not want to liquidate retirement savings or investments.Eligibility requirements apply. HECM Counseling is required. Subject to credit and income approval.

Education

• Crawford High School

  High School, General Studies

  1968 — 1969

• Patrick Henry

  High School

  1969 — 1970

• Grossmont College

  Business Administration and Management, General

  1971 — 1971

Skills

• Mortgage Lending
• Fha Financing
• U.s. Va Loans
• First Time Home Buyers
• Residential Mortgages
• Calhfa
• Gsfa
• Closing Cost Assistance
• Down Payment Assistance
• Mortgage Expert
• Mortgage Tax Credit
• Bond Programs
• Mortgage Underwriting
• Mortgage Advisor
• Total Cost of Ownership
• 1031 Exchanges
• Benefit Cost Analysis
• Purchase Money
• Refinance
• Jumbo Mortgage
• Loans
• Investment Properties
• Adjustable Rate Mortgage
• Va Loans
• Second Home Market
• Loan Origination
• Single Family Homes
• Home Equity Lines of Credit
• Home Equity Loans
• Credit
• Real Estate Financing
• Mortgage Banking
• Finance
• Customer Service
• Customer Satisfaction
• Customer Experience
• Consulting
• Business Loans
• Second Mortgages
• Rental Real Estate