Jim Mitchell
Sr Fha De Va Lapp Underwriter @First Commonwealth Bank
Signup · Get unlimited contacts
WORK HISTORY
Sr Fha De Va Lapp Underwriter @First Commonwealth Bank
Milford, OH, US
Evaluate and render decisions on all types of loan applications, including FHA, VA, FNMA, FHLMC, USDA, and Portfolio Lending products.Analyze and clear complex loan documentation, including but not limited to Personal and Business tax returns (1040s, 1120s, 1065s, K-1 statements), FHA/VA appraisals, Condo, Co-Op, and PUD documentation.Identify and condition for missing or insufficient documentation, ensuring compliance with agency, investor, mortgage insurance, and portfolio guidelines.Prepare and present portfolio exception requests to senior management, offering detailed analysis on the merits of each request, file strength, and guideline variances.
EDUCATION
ST. JOHNS UNIVERSITY
Associates Degree
SKILLS
ABOUT JIM MITCHELL
With three decades of rich experience in the mortgage industry, I bring a wealth of…
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.