Jilna K

Credit Risk - Governance, Risk and Controls Manager @BT Group

London, GB

Control Framework Development: create and enhance the credit risk control framework; work across the AILR teams to ensure consistent management of risk across BT/ EE Group.• Risk Assessments: conduct risk assessments to identify potential areas of credit risk exposure; implement appropriate controls to mitigate those risks• Model Risk Management: implement an effective model risk management framework. Employ techniques and practices that will identify, measure and mitigate model risks• Provide functional leadership as the regulatory compliance subject matter expert across Credit Risk• Work with the relevant control functions (Financial Services Compliance, Internal Audit, Legal) to ensure we have effective processes in place to identify policy breaches• Lead the planning & oversight of key regulatory deliverables in relation to the UK consumer credit portfolio; monitor relevant regulatory developments and changes• Support Credit Risk in establishing and maintaining credit standards to ensure consistent and prudent evaluation of customers’ creditworthiness and affordability• Track and monitor deliverables ad provide relevant MI and presentations to allow informed decision making for strategic roadmaps and key initiatives for Credit Risk•Remain a key stakeholder in advising the wider business on FCA regulations. This to include product launches, system management and customer outcomes. •Stay updates on regulatory requirements for example CONC, Consumer Duty, GDPR, ALM and Corporate Governance.

Birmingham Metropolitan College

High School

Universidad Europea

Bachelor's Degree

Nanyang Technological University Singapore

Bachelor's Degree

University of Hertfordshire

Bachelor of Arts (BA)