Jie Ji
Vice President, Credit @Lighter Capital
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WORK HISTORY
Vice President, Credit @Lighter Capital
Review credit memo, deal structure, financial covenants and legal documents for commercial loan transactions to software companies. • Loan Portfolio Review; Built quantitative model for problem credit review using banking transaction data. Make credit impairment recommendations to Chief Credit Officer. • Proactively reach out to under-performing borrowers on a regular basis for business check-ins, assess borrowers financial condition to determine and recommend appropriate restructuring/remediation options to credit committee • Assist in constructing credit policy, streamline approval process, improve lending practices, and ensure compliance with state and federal regulation. • Assist in training and development credit analyst and new hires.
EDUCATION
University of Washington
Bachelor of Arts (BA)
Whitworth University
Master of Business Administration (M.B.A.)
SKILLS
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