Jigar Desai

Regional Credit Manager @Cholamandalam Investment and Finance Company Limited

Surat, IN

To ensure credit & operation policy is thoroughly implemented in the branches.To manage & monitor Portfolio of retail loans for multiple locations.To sanction the loan proposal with credit underwriting authority after analyzing the financials for the customer/company thoroughlyTo acquire the in depth knowledge of all the policies and enrich the same to credit team to minimize the errors.To minimize the delinquency at zero tolerance level. Empowered to take decision on behalf of the Company.Managing all the administrative aspects related to loan processing.Deviation approval taken from concern authority of The Company.Managing cost center by allocation of costing to various department of the location.Detailed analysis of portfolio of Surat Location and by doing this analyze the yield on the portfolio on monthly basis. To develop & set up underwriting hub for HFC-Home loans branches in South Gujarat.