Jidhoo R
Risk Manager at IDFC First Bank
- Role
- Risk Manager at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Jidhoo R
I am an individual who believes that I can create a ripple of change in the Universe. The…
Experience
Risk Manager
Nov 2024 — Present · Mumbai, IN
Part of the Policy team which designs Business Risk Strategy for Tractor Loans.Responsibilities Robust portfolio monitoring through key performance indicators (KPIs) such as early delinquency trends, gross delinquency ratios, and lagged delinquency analysis.Product innovation by designing new frameworks and refining existing policies to align with evolving market needs and regulatory standards.Engaging in digital transformation initiatives to enhance compliance, streamline processes, boost operational efficiency, and reduce risk.Making use of competitive intelligence leveraging bureau analytics, industry benchmarks, and emerging market trends for strategic decision-making.Enablement of profitability through optimized risk-based pricing, process rationalization, and maximization of cross-sell potential.Ensuring regulatory compliance by meeting Priority Sector Lending (PSL) funding requirements and improving customer retention using advanced analytical tools.
Education
College of Engineering Trivandrum
Bachelor of Technology - BTech, Electrical and Electronics Engineering
2012 — 2016
Institute of Rural Management Anand (IRMA)
PGDM-RM, Business Administration and Management, Rural
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