Jerry Riches
Associate Director @Business Finance Trust
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WORK HISTORY
Associate Director @Business Finance Trust
Bristol, GB
I help businesses, including micro companies and start-ups, with the finance they require to grow. I work with customers, suppliers, accountants, consultants, and business coaches.Many customers are frustrated that their bank relationship is remote and has a modest lending appetite. This may be so, but the bank is just one source of finance, and being BIG, they deliver very generic products. Therefore, just as smaller businesses succeed by being more flexible, so too do smaller lenders. These products can be the perfect fit for any business, but the challenge for both lender and customer is how to bring each other together. The answer is through a broker who gets to know the customer and their challenges. In this way, the broker can match the right product/solution to a unique problem. While a telephone/online relationship can achieve this, to gain the best understanding of the business, especially where the business story needs to be understood, a face-to-face meeting can make all the difference. By working closely with my customers, I am their advocate to an underwriter; there will be no \"tick box\" underwriting, thus ensuring the best chance of a favourable decision. If you prefer a face-to-face service and to talk to the same person each time, then please give me a call. As well as financing all types of assets (vehicles, machinery, IT, office/shop fit outs & more), I can also refinance tangible assets, release cash from debtors and provide overdraft facilities and unsecured loans to assist with paying tax, managing stock or for a simple cash injection into your business. I know every business is different, which is why I still love the challenge of finding the right solution for each customer. There is always something new to learn, but I hope the recommendations below suggest I know what I\'m doing.My email is j••••@bftrust.co.uk
SKILLS
ABOUT JERRY RICHES
After more than 35 years in the commercial finance industry I understand the financial challenges to businesses and what is required in an application to secure a credit sanction. You\'re probably frustrated that your bank doesn\'t know your business & there\'s probably no one with experience to speak with. With a depth of knowledge in asset & working capital finance, credit analysis and credit risk, I act as your product advisor and advocate to a credit manager, securing you the right facilities to grow your business.
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