Jeff Smalley

WORK HISTORY

EDUCATION

SKILLS

ABOUT JEFF SMALLEY

My goal is to provide every one of my clients and referral partners the highest level of service and satisfaction. When working with clients, I provide outstanding customer service by educating them, not only on their best financial options, but also through managing their entire loan process. I have the ability to make strong presentations and get transactions closed. It is important to me that I keep all parties involved in the loan transaction fully informed throughout the proceedings. I also attend all of my clients’ closings.During my 35 years of experience as either a mortgage banker or broker and real estate broker, I have gained an in-depth knowledge of all product underwriting guidelines covering FHA 203(b) and 203(k), VA, USDA RD, FNMA, FHLMC, Non-QM, Jumbo, construction, commercial and SBA 7a/504. I know how to construct and interpret financial statements, tax returns and construct fully and properly documented loan files. I am experienced working with loan officers, processors, underwriters, closers and closing attorneys. Throughout my 35 years in the industry, I have originated over 2200 residential first and second mortgage loans and have closed 99.6% of loans that were submitted to underwriting. I have also originated commercial loans and secured equity capital.Loan Factory | NMLS Smalley | NMLS #166461Specialties: Sales (Inside and Out), Inbound Marketing, Advertising, Financial Reports, Networking, Recruiting, Microsoft Word, Excel, Outlook, and Powerpoint. Adobe Acrobat, Customer Relations