Jeffrey McCurry

About Jeffrey McCurry

Are you prepared for what happens when your retirement account turns against you?Because at some point, that beautiful, tax-deferred portfolio you\'ve built… becomes a liability.Let me explain.You\'ve spent decades stacking money into your 401(k), your IRA, maybe even a rollover or two.And now you\'re starting to think seriously about retirement now that you have accumulated $1M,$3M, maybe $7M in investable assets.On paper, you look \"set.\"But under the hood?You\'ve got a concentrated pool of tax-deferred dollars… facing down Required Minimum Distributions (RMDs), ordinary income tax, and zero liquidity flexibility.Every dollar coming out? Taxed like a paycheck.Market drops? You\'re still forced to sell.No cash buffer? You\'re drawing from equities at the worst possible time.But this isn\'t about beating the market.It\'s about building a plan that gives you more control over your money.That\'s where we come in.We run a Personal Wealth Analysis to map out your exposure across taxable, tax-deferred, and tax-free accounts. Before crafting a personalized repositioning strategy designed to help mitigate your risk curve.It\'s a framework designed for high-income professionals with $1M–$10M+ in investable assets who are shifting from accumulation to distribution.We focus on strategies that aim to:• Coordinate distributions across taxable, tax-deferred, and tax-free accounts• Establish appropriate liquidity to help reduce reliance on investment withdrawals during market volatility• Evaluate timing considerations for potential Roth conversions• Align income sources to support both stability and long-term growth objectives• Structure assets with a thoughtful approach to legacy and estate planning, in light of evolving tax lawsThis is how we help people keep more of what they\'ve built-and control how it flows, now and for the next generation.Because the truth is: retirement isn\'t a finish line. It\'s the start of your next chapter.If you\'re curious about how your current strategy aligns with tax efficiency and long-term income needs…Message me today and let\'s run the numbers.*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Experience

1. Senior Financial Advisor, First Vice President

   Merrill Lynch

   Aug 2000 — Present

   First Vice President, Senior Financial Advisor | Former MLB Pitcher | Helping High-Income Professionals Build Tax-Efficient Retirement Income Strategies

Education

• San Jacinto Junior College

  Associate's Degree/College Diploma

  1989 — 1991