Jeff Singleton

WORK HISTORY

EDUCATION

SKILLS

ABOUT JEFF SINGLETON

Most of my clients don\'t fit the conventional mortgage mold — and that\'s exactly why they come to me.I\'m a licensed mortgage broker specializing in Non-QM and alternative lending solutions for high-net-worth individuals and complex borrowers in Southern California. I work primarily with independent financial advisors, RIAs, and fee-only planners whose clients need mortgage solutions that go beyond what a bank can offer.WHO I HELP:Your retired client with $4M in assets but limited W-2 income. Your self-employed client whose tax returns make them look broke on paper. Your tech executive with RSU income that conventional lenders don\'t know how to underwrite. Your real estate investor who needs a fast DSCR loan without income documentation.WHAT I SPECIALIZE IN:• Asset Depletion / Asset Dissipation — qualify based on portfolio value, not income• Bank Statement Loans — 12–24 months of deposits instead of tax returns• DSCR Loans — investment property financing based on rental income, not personal income• RSU, K-1, and Carried Interest — lenders who actually understand complex comp structures• Jumbo Loans — $1M+ purchase and refinance across Southern California• Non-QM Loans — the full spectrum of alternative documentation programsWHY A BROKER BEATS A BANK:As an independent broker, I have relationships with 40+ wholesale lenders competing for your client\'s business. That means better rates, more flexible underwriting, and programs built specifically for high-net-worth borrowers with non-traditional income. I\'m not pushing a house product — I\'m finding the right fit.HOW THE REFERRAL RELATIONSHIP WORKS:Simple. You make a warm introduction, I handle everything from pre-approval through closing, and I keep you updated at key milestones. Your client gets a better outcome. You stay in your lane as the trusted advisor.Serving Arizona, California, Colorado, Florida, Hawaii, Idaho, Minnesota, Nevada, Oregon, Tennessee, Texas, Utah, and Washington.Advisor Aligned Mortgage | advisoralignedmortgage.comNMLS# 215354 | CA BRE# 01••••60