Jeff Pareja
VP - Sba Commercial Loan Officer @Midwest Regional Bank
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WORK HISTORY
VP - Sba Commercial Loan Officer @Midwest Regional Bank
US
Originate, structure, and close SBA 7(a), and owner-occupied commercial loans, including eligible agricultural lending, across a wide range of industries. Serve as a specialist SBA lending partner to commercial relationship managers and business banking professionals at other financial institutions, collaborating to deliver financing solutions that meet client objectives when conventional options are limited. Work closely with county and regional economic development representatives to provide financing solutions for businesses relocating to, expanding within, or entering targeted markets. Lead statewide market development by cultivating Centers of Influence, referral partnerships, and community/economic development relationships, while providing strategic financial guidance to clients and preparing credit memorandums, commitment letters, and related documentation in compliance with bank policy and SBA requirements. Manage opportunities primarily involving companies with $5MM-$75MM in annual revenues, with an emphasis on owner-occupied real estate and operating businesses. Maximize bank profitability through appropriate pricing, disciplined credit structuring, and fee income generation through the sale of SBA and government-guaranteed loan participations. Provide strategic financial guidance to clients, aligning loan structures with cash flow, collateral considerations, and long-term business goals.
EDUCATION
University of Maryland University College
Computer Science
SKILLS
ABOUT JEFF PAREJA
I am a senior commercial banking executive with 20+ years helping middle-market businesses,$5MM to $75MM+ in revenue, secure the capital they need to grow. I specialize in SBA 7(a) and owner-occupied commercial lending, including partner buy-outs, business acquisitions, and agricultural financing across South Carolina, North Carolina, and Texas. I partner with business owners, community leaders, and Centers of Influence to deliver tailored financing solutions that drive growth, expansion, and long-term success.I have a proven track record of originating and structuring complex loans, maximizing profitability through disciplined credit and pricing strategies, and building high-impact Centers of Influence to expand market presence. My approach combines deep technical knowledge of SBA and commercial lending with strategic advisory services, ensuring that clients achieve their business goals while navigating the financing process with confidence.I am passionate about helping businesses grow and thrive, providing expert guidance every step of the way, and supporting communities through economic development and strong banking partnerships.Key Skills- Business & Small Business Lending - Credit Analysis & Risk Management - Business Development & Client Growth - Strategic Planning & Negotiation - Team Leadership & Mentorship- U.S. Air Force Leadership - NMLS #16•••49
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