Jiale Chen

About Jiale Chen

Commercial banking and credit professional with experience managing middle-market loan…

Experience

1. Asset Manager

   Local Initiatives Support Corporation (LISC)

   Oct 2021 — Present · NY, US

   LISC is a leading community development financial institution (CDFI) dedicated to fostering inclusive economic growth through real estate lending, affordable housing, and community investments. As an Asset Manager, I oversee a $400M+ commercial real estate loan portfolio, ensuring compliance, financial performance, and risk management across various lending programs.Key Responsibilities & Achievements:Portfolio Oversight: Manage a $400M+ loan portfolio, ensuring financial stability, compliance, and risk mitigation across LIHTC, NMTC, and affordable housing investments.Loan Compliance & Risk Management: Monitor borrower performance, enforce financial covenants, and proactively identify risks to prevent defaults and maintain portfolio health.Financial Analysis & Reporting: Conduct in-depth credit risk assessments, financial statement reviews, and stress testing to drive data-driven lending decisions.Loan Structuring & Modifications: Evaluate and implement loan modifications, extensions, and restructures to support long-term borrower success and mitigate financial risk.Cross-Functional Collaboration: Work closely with underwriters, legal teams, and credit officers to optimize loan performance and align financing strategies with community development goals.Process Improvement: Enhance portfolio management workflows, improving efficiency in reporting, risk assessment, and compliance monitoring.

Education

• Washington University in St. Louis

  Master of Business Administration (MBA)

  2016 — 2018

• Michigan State University

  Bachelor of Arts (B.A.), Supply Chain Management

  2006 — 2010

Skills

• Supply Chain Management
• Project Management
• Supply Chain
• Procurement
• Inventory Management
• Materials Management
• Strategic Sourcing
• International Development
• Printed Circuit Board Manufacturing
• Process Improvement
• Vendor Management
• Negotiation
• Global Sourcing
• Spend Analysis
• Sap
• Leadership
• Strategy
• Data Analysis
• Logistics
• Supplier Development
• Corporate Finance
• Valuation
• Statistical Data Analysis
• Competitive Cost Analysis
• Financial Analysis
• Business Analytics
• Investments
• Valuation Modeling
• Microsoft Excel
• Microsoft Powerpoint
• Microsoft Project
• Research
• Teamwork
• Customer Service
• Financial Modeling
• Bloomberg