Justin Balaguy

Associate Retirement Counselor (Functioned as Core) @Fisher Smb

Dallas-Fort Worth, TX, US

Promoted to Associate Retirement Counselor during Fisher’s corporate transition, serving as lead advisor for 25–30 core 401(k) clients while also supporting a 4-person team managing 300+ small plans ($1M–$3M). Handled relationship ownership, strategic plan consulting, and participant education across both models.Led onboarding for 4–5 new clients per month, hosting welcome calls, guiding plan design meetings, and quarterbacking conversions with TPAs and recordkeepers.Held 250+ one-on-one participant consultations across roles, covering Roth vs. pre-tax strategy, allocation, long-term planning, and market behavior. Known for earning trust quickly and simplifying complex financial topics.Delivered 30+ live employee presentations tailored to law firms, medical groups, and construction businesses, often followed by participant Q&A and deeper advisory meetings.Facilitated annual plan reviews, investment menu consultations, and compliance conversations around IRS testing, Safe Harbor, and ERISA benchmarks.Recognized for relationship ownership, ERISA fluency, and delivering clarity through complexity during a high-growth national transition.

University of Oklahoma

Bachelor's degree