Jayesh Sharma

About Jayesh Sharma

Executive – Underwriting at SBI Card with an MBA in Marketing & Finance. Skilled in credit assessment, risk analysis, and financial evaluation. Passionate about making data-driven credit decisions and contributing to responsible portfolio growth. Focused on continuous learning and professional growth in the financial services domain.

Experience

1. Executive Underwriter

   SBI Card

   Oct 2025 — Present · Gurugram, IN

   As part of the underwriting team at SBI Card, I am responsible for evaluating and analyzing credit applications to ensure accurate and responsible decision-making. My role involves balancing customer experience with risk management principles to maintain the quality and profitability of the credit portfolio.Key Responsibilities:•Assessing credit applications and determining customer eligibility based on financial and risk parameters.•Reviewing income, credit bureau data, and financial documents to evaluate repayment capacity.•Collaborating with internal teams to ensure smooth and timely loan approvals.•Ensuring adherence to company policies, compliance norms, and RBI regulatory guidelines.•Supporting process improvement initiatives to enhance efficiency and reduce turnaround time.•Maintaining data accuracy and upholding confidentiality in all underwriting activities.

Education

• CHANDIGARH UNIVERSITY

  Master of Business Administration - MBA, Marketing and Finance

• Pandit Deendayal Upadhyaya Shekhawati University

  B.com, Business Administration and Management, General