Jayanth Kumar R
Credit Analyst | Underwriter | Operations Analyst
- Role
- Credit Relationship Manager at HDB Financial Services Ltd.
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Jayanth Kumar R
Finance professional with 2.6 years of experience in credit underwriting and banking…
Experience
Credit Relationship Manager
Apr 2025 — Present · Chennai, IN
Conducted in-depth customer analysis in line with internal credit policies and regulatory guidelines.* Maintained a high-quality credit portfolio by evaluating risks and ensuring compliance with standards.* Prepared Credit Appraisal Memos (CAMs) and presented cases for approval, including deviation authority reviews.* Validated KYC documents pre- and post-sanction to ensure authenticity and regulatory compliance.* Engaged with clients directly to gather credit perspectives and strengthen customer relationships.* Monitored audit scores and enhanced file quality in alignment with standard operating procedures.* Generated and published daily MIS reports to track credit performance and disbursements.* Delivered prompt customer service by addressing queries and managing operational responsibilities effectively.
Education
University of Madras
Bachelor's degree
2017 — 2020
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