Jayanth Kumar R

Credit Analyst | Underwriter | Operations Analyst

Role
Credit Relationship Manager at HDB Financial Services Ltd.
Location
Chennai, TN, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Jayanth Kumar R

Finance professional with 2.6 years of experience in credit underwriting and banking…

Experience

  1. Credit Relationship Manager

    HDB Financial Services Ltd.

    Apr 2025 — Present · Chennai, IN

    Conducted in-depth customer analysis in line with internal credit policies and regulatory guidelines.* Maintained a high-quality credit portfolio by evaluating risks and ensuring compliance with standards.* Prepared Credit Appraisal Memos (CAMs) and presented cases for approval, including deviation authority reviews.* Validated KYC documents pre- and post-sanction to ensure authenticity and regulatory compliance.* Engaged with clients directly to gather credit perspectives and strengthen customer relationships.* Monitored audit scores and enhanced file quality in alignment with standard operating procedures.* Generated and published daily MIS reports to track credit performance and disbursements.* Delivered prompt customer service by addressing queries and managing operational responsibilities effectively.

Education

  • University of Madras

    Bachelor's degree

    2017 — 2020

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Jayanth Kumar R — Credit Relationship Manager at HDB Financial Services Ltd. in Chennai, TN, IN | Unifers