Jayakrishnan Nair N J
Building Credit Line on Upi @National Payments Corporation Of India Npci
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WORK HISTORY
Building Credit Line on Upi @National Payments Corporation Of India Npci
Mumbai, IN
EDUCATION
SDM Institute for Management Development
Master of Business Administration (MBA), Finance and Marketing
Sainik School Kazhakootam
Mathematics
Cochin University of Science and Technology
Bachelor of Technology - BTech, Electrical and Electronics Engineering
SKILLS
ABOUT JAYAKRISHNAN NAIR N J
A driven finance professional with 11 years of experience in mass-market product creation and leadership. Launched and led a digital-first product vertical for a bank, building a 250+ team to achieve ₹300 crore sales within 18 months. Guided the PMO through the complex transition from an NBFC-MFI to a Small Finance Bank. Streamlined MFI lending by automating manual underwriting with scorecards. Scaled up personal loans, cards, and other asset products through customer-centric apps, cross-channel strategies, and efficient project management, driving significant cross-selling to a large customer base. Strategic thinker with a proven track record of achieving business goals through effective leadership, innovation, and cross-functional collaboration.
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