Jay Honse
Risk Operations & Credit Executive | $B Portfolio Management | Underwriting & Policy Innovation for Resilient Growth | Regulatory Compliance
- Role
- Head of Risk Operations - Business Cards & Payments at Capital One
- Location
- Richmond, VA, US
- LinkedIn followers
- 500 followers
About Jay Honse
An accomplished risk operations and credit executive with a proven track record of…
Experience
Head of Risk Operations - Business Cards & Payments
Jan 2024 — Present · Richmond, VA, US
Led end-to-end risk operations for small business and commercial card portfolios, managing $4B in credit exposure and $40B in annual purchase volume. Directed a cross-functional team of 170+ associates and 40 engineers across thirteen job families, overseeing $32M in direct annual expenses.Key Accomplishments• Scaled underwriting policies to deliver $700M in incremental annual credit line extensions with exceptional risk performance.• Designed and implemented operational and technology integrations across underwriting, KYC/AML, collections, and recoveries.• Enhanced audit/exam readiness and implemented preventive/detective controls to mitigate emerging risks.
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