Jatin Kumar

Senior Manager Credit & Operations at Credflow

Role
Senior Manager Credit & Operations at CredFlow
Location
Ghaziabad, UP, IN
LinkedIn followers
500 followers

About Jatin Kumar

Senior Credit Manager with 10+ years across BNPL, MSME working capital, and used-car…

Experience

  1. Senior Manager Credit & Operations

    CredFlow

    Jan 2024 — Present · Noida, IN

    Approving and recommending MSME\'s application for working capital loans, consistent with the company\'s risk tolerance.> I am working on managing portfolios in working capital lending, loan performance monitoring, and credit quality.> Conducting in-depth studies on financial statements, cash flow forecasts, and business plans to determine the creditworthiness of MSMEs applying for working capital loans.> Checking loan applications, due diligence, and determination of appropriate loan terms, credit limits, and interest rates.> Working with senior management to establish loan limits, underwriting standards, and approval processes for various business areas.

Education

  • Swami Vivekananda Subharti University, Meerut

    Master of Business Administration - MBA

    2022 — 2024

  • Central Board of Secondary Education

    Higher Secondary School

    2007 — 2008

  • Manav Bharti University

    Bachelor of Arts - BA

    2011 — 2013

  • Central Board of Secondary Education

    Secondary School

    2006 — 2006

Skills

  • Sales Operations
  • Escrow
  • Microsoft Excel
  • Payment Reconcilation
  • Escalation
  • Team Management
  • Operational Planning
  • Fintech
  • Operations Management
  • Telecommunications
  • Escalation Process
  • Vendor Management
  • Operational Excellence
  • Mis
  • Escalation Resolution
  • Corporate Communications
  • E-Commerce
  • Escalations Management

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Jatin Kumar — Senior Manager Credit & Operations at CredFlow in Ghaziabad, UP, IN | Unifers