Jason Wrather

About Jason Wrather

Strategic innovator with experience in operationalizing large scale product transformations, P&L management and Product DevelopmentI have broad experience leading teams across multiple lines of business and multiple distribution channels ranging in size from start-up to $1B+ in P & LWorking directly with executive leadership and cross-functional teams, I have led initiatives to achieve P&L targets, develop sophisticated pricing models, execute system enhancements, and create innovative products * Auto average combined ratio 89% and written premium growth 18%* Home average combined ratio of 89% and written premium growth 6%* Dwelling Fire average combined ratio of 92% and written premium growth 21%My skill set also includes experience developing high-performing teams and leading change management processes that align the organization around a customer-focused approach * Inventor of US Patent #6,694,234 for innovative customer/claim service * Managed $10M budget to design, build, implement new Homeowner program * Created an integrated, real-time underwriting process * Implemented the first integrated Agency Management software applicationSpecialties & Attributes:* Multiple distribution channels (Captive Agent, Independent Agent, Direct Consumer Mail, Affinity Groups, Worksite and Internet)* Multiple lines of business (auto, homeowners, renters, condo, dwelling fire and RV lines)* Multiple leadership roles (Product Management, Product Development, Actuarial and Software Development)* Collaborative leader that directs a competitive spirit towards competitors (not peers)* Ability to effectively communicate vision and concepts to influence Executive Leadership* Strong financial acumen including strategic business planning, analysis & forecasting* Innovative, experienced, adaptable, flexible, team player* Focused on operational excellence and process improvement* Excellent listening skills* Eagle Scout with Silver Palm

Experience

1. AVP Innovation

   Grange Insurance

   May 2014 — Present · Columbus, OH, US

   I lead Grange\'s Innovation practice, overseeing two strategic Innovation Brands that drive transformation and growth across the enterprise:1. GForce Innovations – Partner with insurance operations and InsurTech companies to enhance operational efficiency, reduce expenses, and accelerate business growth through strategic innovation. This work is supported by:• Core Business Studio – Drive innovation into our core business operations • Associate Studio – Drive innovation onto the desktops of our associates• AI University – Provide structured training to our associates and agents on the latest technology capabilities 2. Boldline Ventures - Build and launch new ventures outside traditional insurance operations to diversify enterprise revenue streams and explore emerging market opportunities. This work is supported by:• Venture Studio – Incubate ideas into new business modelsOther Leadership Roles:• Personal Lines Strategy & Innovation Leader• Product Development Leader• State Product ManagementKey Achievements & Impact:Strategic Leadership• Spearheaded comprehensive refresh of Personal Lines strategic roadmap, incorporating in-depth target customer researchDigital Transformation• Prioritized and executed digital investment strategy in collaboration with Digital Team• Implemented Agile lifecycle development process, reducing product enhancement cycle time from 24 months to 6 monthsProduct Innovation• Led end-to-end development and market launch of new Home and Auto insurance products• Pioneered telematics auto product implementation via third-party app integration• Modernized coverage portfolio including Roadside Assistance, Rideshare, Service Line, and Cyber insuranceBusiness Results• Delivered consistent profitable growth, successfully reversing a 4-year customer base decline• Drove operational efficiency improvements and cost reduction initiatives across the organization

Education

• Missouri State University

  B.S., Mathematics with Minor in Insurance

  1989 — 1993

Skills

• Process Improvement
• Management
• Strategic Planning
• P&L Management
• Cross-Functional Team Leadership
• Liability
• Leadership
• Product Innovation
• Business Process Improvement
• Underwriting
• Mergers & Acquisitions
• Insurance
• Product Management
• Property & Casualty Insurance
• Product Development
• Pricing
• Business Strategy
• Strategy
• Competitive Analysis