Jason Ahrens

About Jason Ahrens

I commenced my professional journey in the real estate industry as a Mortgage Specialist at AmeriSave Mortgage Corporation, where my focus was on home loans and HELOCs. During my time at this company, I was quickly elevated to a Junior Underwriting role, which constituted the majority of my experience with AmeriSave.Following this, I progressed in my career within the home mortgage sector, taking on the position of Post-Closing Analyst at Huntington National Bank as a contract employee.After the completion of that contract, I was afforded the opportunity to shift from residential mortgages to the commercial real estate domain, assuming the role of closing analyst at Citizens Bank. From this position, I subsequently transitioned into underwriting and portfolio management, and I am currently tasked with managing a portfolio that includes over 30 commercial real estate loans. These loans encompass a variety of property types, including multifamily, mixed-use, retail, office, and industrial properties.

Experience

1. Associate Portfolio Manager

   Citizens

   Jun 2025 — Present · Short Hills, NJ, US

   Actively manage a portfolio of commercial real estate loans consisting of multifamily, office space, retail, and industrial properties•Complete annual review, modifications, extensions, and collateral releases for portfolio loans•Analyze borrower’s financial documents to ensure compliance with covenants such as Debt Service Coverage Ratio (DSCR) requirements and to help avoid or mitigate any potential risk to the Bank•Underwrote new CRE deals by preparing credit memos which consisted of transaction fundamentals summaries, financial models for loan analysis, and researching markets and borrowers

Education

• Quinnipiac University

  Bachelor's degree, Major: Economics, Minor: Finance