Jasmine Perween
Junior Underwriter | Lending Operations | Strong Foundation in Risk, Appraisal Review & Client Interaction
- Role
- Junior Underwriter at SitusAMC
- Location
- Hyderabad, TG, IN
- LinkedIn followers
- 500 followers
Experience
Junior Underwriter
Jul 2024 — Present · Bangalore, IN
As a Junior Underwriter, I am supporting the underwriting process by analyzing financial documentation, assessing creditworthiness, and ensuring compliance with internal and external lending policies. This role helped me build a solid foundation in risk evaluation and loan decision-making, contributing to accurate and efficient loan approvals.Key Responsibilities:Reviewed loan applications and supporting documents (e.g, income statements, credit reports, bank statements) to assess borrower eligibility and risk.Assisted senior underwriters in evaluating the overall credit profile and determining loan terms and conditions.Verified calculations related to debt-to-income (DTI), loan-to-value (LTV), and affordability assessments.Ensured adherence to company policies, investor guidelines (e.g, Fannie Mae, Freddie Mac), and regulatory standards.Collaborated with loan processors, appraisers, and mortgage advisors to gather missing documentation and clarify discrepancies.Prepared detailed notes and recommendations for final underwriting decisions.Skills Applied:Financial document analysisRisk assessment and regulatory complianceFamiliarity with underwriting guidelines and automated underwriting systems (AUS)
Education
JNTUH College of Engineering Hyderabad
Bachelor of Engineering - BE
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