James Opacich

About James Opacich

As a Senior Analyst in Credit Risk at Credit One Bank, I apply advanced statistical and machine learning techniques to optimize credit risk performance and profitability across major digital acquisition channels including Credit Karma, Experian, and Credit Sesame. I design and refine new-account underwriting strategies using score-cut analysis, model attribute insights, forecasting, and swap-in/swap-out analytics—consistently driving higher conversion, healthier portfolios, and improved risk outcomes.Previously, I served as a Credit Risk Analyst/Technologist at Credit One Bank, where I built and maintained enterprise-scale SAS data pipelines, enhanced high-visibility Tableau dashboards, and automated key analytical processes using Python.I hold a B.A. in Political Science from Bowling Green State University and a Data Science Immersive certification from General Assembly. I am passionate about transforming complex data into actionable strategies that fuel growth, strengthen customer experiences, and elevate business performance.

Experience

1. Sr Strategic Data Analyst

   Britecap Financial

   Apr 2026 — Present

   Translating complex data into high-stakes recommendations that will directly inform and empower business decisions.

Education

• General Assembly

  Data Science Immersive, Machine Learning

• Bowling Green State University

  B.A., Political Science

  2001 — 2006

Skills

• Strategy
• Time Management
• Personal Development
• Management
• Team Building
• Cold Calling
• Event Planning
• Customer Satisfaction
• Training
• New Business Development
• Sales Management
• Account Management
• Team Leadership
• Business Development
• Networking
• B2b
• Social Networking
• Strategic Planning
• Contract Negotiation
• Start-Ups
• Budgets
• Temporary Placement
• Recruiting
• Marketing
• Crm
• Employee Training
• Marketing Strategy
• Leadership
• Negotiation
• Sales
• Customer Service