James H.
Consumer Lending @Chevron Federal Credit Union
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WORK HISTORY
Consumer Lending @Chevron Federal Credit Union
Concord, CA, US
EDUCATION
Kutztown University of Pennsylvania
Bachelor of Business Administration - BBA, Business Administration and Management, General
ABOUT JAMES H.
Pacific Service Credit Union has benefited from a lending manager with extensive experience in finance and credit program development. Over the past 1.5 years, the team has driven a 40% increase in business by strengthening dealer relationships and streamlining funding and underwriting. The organization has also implemented risk-based pricing policies to ensure compliance with regulatory guidelines while enhancing operational efficiency. With over 15 years in business administration and management, this professional is committed to creating innovative solutions that optimize organizational goals. Past contributions include developing internal scorecards, reducing exception rates to under 1%, and improving return on assets. Collaborative leadership and strategic decision-making have been key in fostering growth and operational success across teams and processes.
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