James Osborne

Credit Underwriter @Florida Business Development Corporation

Tampa, FL, US
EMAILS
j••••@fbdc.net
MOBILE NUMBERS
+18•••••••27

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WORK HISTORY

Jan 2017 — Present

Credit Underwriter @Florida Business Development Corporation

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Tampa, FL, US

Underwriting of SBA 504 loan requests for and drafting of memo for U.S. SBA review and approvalCommunication with prospective borrowers and bank partners and work with sales team to determine deal viability and eligibility for commercial real estate and equipment purchasesAnalysis of business and personal tax returns, detailed cash flow analysis, balance sheet analysis andborrower projections.

EDUCATION

N/A

Duke University

Bachelor of Arts - BA, Public Policy Studies

N/A

Duke University

Bachelor of Arts - BA, Public Policy

2013 — 2015

University of Tampa - John H. Sykes College of Business

Master of Business Administration (MBA), Finance

SKILLS

Data AnalysisTeamworkProcess ImprovementPublic SpeakingLeadershipPowerpointMicrosoft ExcelFinancial AnalysisOutlookResearchMicrosoft WordDcf ValuationCustomer ServiceSharepointTrainingMarketingMicrosoft Office

ABOUT JAMES OSBORNE

I am a finance and banking professional that has experience working for both small and large companies in a variety of different roles. Current responsibilities include the underwriting of credit requests for SBA 504 loans for small business owners. The 504 program provides long-term, below-market, fixed-rate financing for the acquisition of land and building, machinery and equipment, and construction and renovation. In my spare time I coach High School Cross Country and Track & Field.

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