James Prophete

About James Prophete

I’m an Employee Benefits Consultant helping business owners and HR leaders design cost-effective, compliant, and people-focused benefits plans. With over 20 years in insurance, I’m passionate about delivering solutions that improve lives—both in the workplace and beyond. I proudly support Haitian Christian Mission (HCM), where I serve as an advocate for education and community development for underserved families in Haiti. In my day-to-day work, I collaborate with companies to simplify complex benefits decisions, control costs, and ensure their offerings align with what employees actually value. I bring a strategic, consultative approach to every conversation—backed by deep industry knowledge, empathy, and a commitment to service. What sets me apart is my ability to connect the dots between benefits strategy and organizational goals. I partner with clients across industries, with a focus on healthcare facilities, senior living communities, construction firms, and nonprofit organizations. Key Focus Areas: Group health insurance strategy & renewal planning Voluntary & supplemental benefits (Aflac, life, dental, etc.) ACA compliance and employee education Self-funded & level-funded plan consulting Employee retention & satisfaction strategies My heart for service also extends outside the workplace. As part of Haitian Christian Mission, I help provide access to education, medical care, food, and faith-based support for families in Haiti. I’ve seen firsthand how even small contributions can spark big change—and I strive to bring that same sense of purpose to my professional life. If you\'re looking to optimize your employee benefits strategy or if you’re simply passionate about using your business to impact lives for good, I’d love to connect.

Experience

1. Employee Benefits Consultant

   Acentria Insurance

   Sep 2024 — Present

   Helping HR Managers and Business Owners Optimize Employee Benefits & Reduce Costs | Customized Health & Retirement Solutions at Acentria Insurance

Education

• Florida Atlantic University

  Bachelor of Science - BS

• Palm Beach Atlantic University

  Master of Business Administration - MBA

• The McDonald Research Institute

  Assisted Living Facility CORE Certification