James Papagno
Residential Lending Consultant @True Mortgage Lending Llc
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WORK HISTORY
Residential Lending Consultant @True Mortgage Lending Llc
Miami, FL, US
Experienced Mortgage Lending Advisor with over 35 years of expertise in jumbo, self employed and construction lending. Committed to clear communication and delivering results for my clients. Skilled in a wide range of transaction categories, including : residential, commercial, and development loans. Offering bank & private residential lending solutions for fast and efficient closings.
EDUCATION
Florida Atlantic University
Finance, Buiness
Florida Atlantic University
Bachelor of Arts (BA), Marketing
SKILLS
ABOUT JAMES PAPAGNO
The Journey Continues:James Papagno | Real Estate Finance & Sustainable Travel PioneerWith over 40 years of experience spanning real estate finance, executive leadership, and sustainable travel entrepreneurship, I bring a unique blend of strategic thinking, operational discipline, and creative vision.In real estate finance, I specialize in complex mortgage structuring, private and bridge lending, construction financing, and customized capital solutions. I guide buyers, investors, and developers from initial strategy through underwriting, negotiation, and successful closing. Throughout my career, I have closed numerous large and sophisticated transactions, working in full collaboration with attorneys, CPAs, developers, equity partners, and banking teams to ensure seamless execution and transparent communication at every stage.I have led high-performing sales teams at Centennial Bank and Sabadell Bank, consistently exceeding quarterly production goals. At Sabadell Bank, I managed and mentored a team of 21 loan officers during the merger with Iberia Bank maintaining productivity, morale, and focus throughout a complex institutional transition. My leadership strengths include strategic pipeline development, recruiting and coaching top producers, performance analytics, portfolio expansion, cross-functional coordination, and building long-term referral ecosystems within builder and private wealth communities.Entrepreneurship has been a defining thread throughout my career. I thrive in dynamic environments where problem-solving, innovation, and adaptability are essential. Whether structuring a difficult financing scenario, navigating institutional change, or building new ventures from the ground up, I approach challenges with a creative, solutions-oriented mindset and a strong can-do attitude. I am comfortable taking initiative, identifying opportunity where others see obstacles, and leading teams through execution with clarity and confidence.In the early 1990s, I helped shape conservation-focused eco, dive, and surf travel experiences across Latin America well before sustainable travel became mainstream. Today, as Co-Founder of Wild Earth Portfolio, I am developing a forward-thinking sustainable travel platform designed to redefine purposeful exploration through an integrated land-and-sea system built for the modern traveler.Across every chapter of my career, I lead with integrity, energy, resilience, and a collaborative spirit-focused on delivering results while building lasting relationships and long-term value.
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