Jahnavi Aluri

Senior Manager @Karur Vysya Bank(KVB)

Hyderabad, IN

Senior Manager – Credit & RiskDynamic banking professional with over 12 years of experience, currently managing a ₹700 Cr+ portfolio across Commercial, SME, Retail, and Agriculture segments. Proven expertise in credit appraisal, risk evaluation, and regulatory compliance, ensuring sound lending decisions. Lead a 12 member cross-functional team, enhancing operational efficiency, optimizing credit turnaround times, and driving sustainable portfolio growth while maintaining asset quality.Manager – Credit & OperationsSuccessfully led branch operations for three years, overseeing a ₹350 Cr portfolio and managing an 8 member team. Implemented strategic process enhancements, doubling operational efficiency and tightening risk controls. Acknowledged for excellence in customer service, compliance with regulatory standards, and delivering seamless credit operations.Assistant Manager – CreditJoined through campus placement and built a strong foundation in credit underwriting, risk analysis, and loan monitoring across diverse lending segments. Delivered customized credit solutions aligned with borrower needs and business viability. Proactively minimized delinquency by identifying early warning signals and strengthening post-disbursement monitoring.