Jagruti Patel

Experience

1. Assistant Branch Manager

   Iberiabank

   Jul 2012 — Present

   Mentor new platform associates to include introduction to lending, policies and procedures.•Preparing annual budget and strategies for meeting goals and objectives. Assist Branch Manager with “on the job training” of new employees and recruiting diligent professionals, committed to high principals of services and performance. Handling operational tasks. Working with daily/monthly reports such as OD, Penley, Reg D and E, Docs Exception. •Sourcing consumer and business credit applications, reviewing financial statements and tax returns, completing officer’s memo and forwarding to underwriting.•Providing operational support for teller/platform, including NSF decisions.•Profiling clients to identify financial needs, follow through, and close sale. •Cross Selling Treasury Management, Merchant Services, Wealth Management, etc•Reviewed and fund in house and attorney prepared documentation to ensure proper legal and compliance requirements have been adhered to. •Ordered preliminary UCC searches, Flood Certification, Title policy, Appraisal reports, and Environmental reports. •Coordinated with Commercial Loan Officer regarding credit issues, clearing exceptions, closing date, closing costs and disperse funds. •Input funded loan information onto the Loan Accounting System. •Monitored loan processes, reviewed reports and assisted clients with payments. •Maintained all collateral records on the Loan Accounting System. •Scanned and Imaged credit and loan packages. Worked closely with Loan Officer in servicing client files.•Corresponded with applicant to gather required financial information for the loan approval process.•Reviewed closing documents prior to loan funding ensure any pending items are addressed. •Coordinated with borrower and/or insurance agent for lapsed or expiring insurances. •Monitored loan portfolio for any past due accounts and takes corrective action as needed.

Skills

• Portfolio Management
• Loans
• Banking
• Treasury Management
• Commercial Lending
• Commercial Banking
• Credit Analysis
• Financial Analysis
• Cross Selling
• Financial Services
• Consumer Lending
• Small Business Lending
• Lines of Credit
• Mortgage Lending
• Retail Banking
• Finance
• Credit