Jagdish Desai

Branch Manager || IDFC FIRST BANK MBL

Role: Branch Manager - Micro Business Loans at IDFC FIRST Bank
Location: Gandhinagar, GJ, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

Experience

Branch Manager - Micro Business Loans
IDFC FIRST Bank
Jul 2024 — Present · Ahmedabad, IN
Responsible for managing branch operations with a focus on micro business loan growth, team leadership, collections, and profitability. Oversee loan disbursement, client acquisition, and portfolio quality while ensuring compliance with internal policies and regulatory standards. Lead a performing team to drive branch targets, reduce delinquencies, and ensure sustainable financial performance.

Education

Jawahar Navodaya Vidyalaya - JNV
School
Indus University Ahmedabad
Bachelor of Business Administration - BBA, management skills
2016 — 2019
School of Management
Master of Business Administration - MBA, Marketing and Finance

Contact information

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Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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Experience

Branch Manager - Micro Business Loans

Education

Jawahar Navodaya Vidyalaya - JNV

Indus University Ahmedabad

School of Management

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