Jake Sturgill

About Jake Sturgill

Many of the people I work with are approaching retirement or have recently entered it. After decades of building careers and saving diligently, they want clarity on how to turn those resources into a sustainable, meaningful next chapter.I am the founder of Sturgill Financial Partners, where I serve as a financial advisor to individuals and families seeking clarity around the financial decisions that matter most. My work focuses primarily on retirees and those preparing for retirement who want a thoughtful partner to help them navigate the choices that come with life’s transitions.My approach is shaped by a lifetime spent around service-minded professionals. Growing up, I watched my father and grandfather serve our local community as CPAs. They taught me that this work is never just about numbers. It is about helping people make decisions they can feel good about. My practice reflects that same belief, valuing disciplined decisions and steady guidance over time.Markets are unpredictable. Planning does not have to be. My role is to help clients focus on what they can control, such as spending, saving, tax efficiency, and maintaining a disciplined investment approach.I provide comprehensive retirement and investment planning that includes Social Security and Medicare considerations, portfolio strategy, risk management, cash flow planning, tax-aware strategies, and estate coordination. I often work closely with CPAs and estate attorneys, so every part of a client’s financial life moves in the same direction.I believe financial advice should bring clarity, not complexity.Professional Background • Founder, Sturgill Financial Partners • CERTIFIED FINANCIAL PLANNER® professional • Forbes Best-in-State Next-Gen Wealth Advisor (2025) • Graduate of James Madison UniversityI am a lifelong resident of Westminster and Carroll County. My wife Hannah and I are raising our two sons. Outside of work, I enjoy staying active, spending time with family, and studying markets and planning strategies.Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Hyperlinks to FINRA and SIPC are available in the Contact Info section.Third-party posts on this profile do not reflect the views of LPL Financial and have not been reviewed for accuracy or completeness.Financial professionals associated with LPL Financial may discuss or transact business only with residents of states where they are properly registered or licensed.

Experience

1. Founder & Financial Advisor

   Sturgill Financial Partners

   Jan 2026 — Present · Westminster, MD, US

   As the founder of an independent, planning-first firm, I serve as a fiduciary partner to families and individuals navigating the complexities of retirement. My work is centered on providing the clarity and discipline needed to make informed decisions as life evolves.Comprehensive Retirement Planning: Integrating Social Security optimization, Medicare considerations, and sustainable income strategies to ensure financial confidence throughout retirement.Tax-Aware Investment Management: Building risk-aligned portfolios designed to minimize lifetime tax liabilities while supporting long-term goals.Fiduciary Coordination: Serving as a central point of contact for clients’ CPAs and estate attorneys to ensure all aspects of their financial lives are synchronized.Proactive Life Transition Guidance: Providing steady, objective advice during major events such as the sale of a business, inheritance, or the transition into retirement.Clear Communication: Translating complex financial concepts into straightforward, actionable conversations to keep clients organized and well-prepared.

Education

• James Madison University

  Bachelor of Science (B.S.)

  2006 — 2010

• College for Financial Planning

  CFP®, Financial Planning and Services

  2013 — 2014

Skills

• Customer Service
• Investments
• Asset Allocation
• Mutual Funds
• Financial Advisory
• Equities
• Asset Management
• Retirement Planning
• Financial Planning
• Management