Jacob Scarnato

Credit Analyst Ii @S&T Bank

West Lebanon, PA, US
EMAILS
j••••••••@stbank.com
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Dec 2024 — Present

Credit Analyst Ii @S&T Bank

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Completed LOC, Term, ESOP & Acquisition modifications for C&I Lending.• Created new money and modification memos with a variety of underlying property types for CRE Lending.• Conducted annual Credit Reviews for numerous households.• Participated in a variety of quarterly and annual projects related to HLT, CRA and Household Exposures.• Engaged in preliminary huddle calls with loan officers and strongly communicated with all necessary parties throughout the credit analysis process.

EDUCATION

2020 — 2023

Indiana University of Pennsylvania

Finance

ABOUT JACOB SCARNATO

Finance major alongside an Accounting minor from Indiana University of Pennsylvania. Ethical and diligent worker.

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