Jacob Abraham
Business Consultant @Lightbulb Credit Ltd
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WORK HISTORY
Business Consultant @Lightbulb Credit Ltd
EDUCATION
Oxford Brookes University
BSc (Hons) in Applied Accounting, Accounting
Kaplan
ACCA
ABOUT JACOB ABRAHAM
I’m an ACCA-qualified finance professional specialising in working capital, trade credit insurance, and credit risk.I trained and qualified in practice, working with businesses ranging from SMEs to complex group structures. My background covers financial statements, group reporting, VAT (including multiple schemes), personal tax, and foreign currency transactions. That experience gave me more than technical knowledge, it built a strong commercial instinct and a clear understanding of how financial decisions shape cash flow, growth, and risk.Now, as a Business Consultant at Lightbulb Credit Ltd, I help businesses unlock cash, protect revenue, and strengthen their credit profile. I work closely with business owners and finance teams to improve working capital, manage risk through trade credit insurance, and navigate how credit ratings and risk assessments influence funding and supplier confidence.I bridge the gap between technical accounting and commercial strategy, turning financial complexity into clear, practical action.Always open to connecting with ambitious businesses and finance professionals looking to strengthen cash flow and reduce risk.
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